matt asked:


Hi, recently our kitchen caught fire. My parents do not want to live in the house until it gets fixed and due to our insurance, there are apparently alloted a hotel room in the case of any event like this.

I however work near the house and it would be a huge hassle to have to commute from the hotel. As such, I’d like to stay at the home. We’ve been playing phone tag with the insurance company all day and seeing as it is the holidays and a weekend, we aren’t really getting many answers. Perhaps someone from yahoo knows…

If my parents file a claim and get reimbursed for living in the hotel, could I live in the house while they live in the hotel? We have allstate luxury homeowners insurance if that helps. Thanks.

Willie

russell b asked:


How bad would it be on my credit and life to just let the house foreclose. How long can I stay before the bank throws me out? I’m spending every dime I make trying to keep up with an a.r.m. I cant refi cuz the market is dead and my house in las vegas is worth less than what i paid for it new only 2 years ago! My credit is shot now cuz I’m spending so much on the house. It jumped from $2,200 to $3,500 overnight. I also have other expences to keep up with such as 2 small children, food. power bill, insurance etc. I’ve already given up my car and every other luxury I could think of. The house is beautiful inside and out however it seems the nieghborhood is turning GHETTO! I want out, badly. Nothing is working and I’m just getting further behind. Beleave me, I work everyday, no vacations, no life. How bad will it be if I just gave up? I’ve paid alot into this house and won’t get anything back but it’ll stop the hemoraging of money Option One Mortgage is taking. Please HELP!

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